Charles grainger montgomery alabama fair
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Kelley v. Bennett, 96 F. Supp. 2d (M.D. Ala. )
v.
James BENNETT, in his official capacity as Secretary of State of Alabama, and The State of Alabama, Defendants,
and
Darryl Sinkfield, Quinton Ross, Bernest Brooks, Rubin McKinnon, and Andrew Hayden, Defendants.
United States District Court, M.D. Alabama, Eastern Division.
* Jordan Dorman Walker, Jr., Balch & Bingham, Montgomery, AL, John J. Park, Jr., Office of Attorney General, Montgomery, AL, Alice Ann Byrne, Office of Attorney General, Assistant Attorney General, Montgomery, AL, Charles E. Grainger, Jr., Asst. Atty. General, Alabama Secretary of State's Office, Montgomery, AL, for James Bennett, defendant.
James U. Blacksher, Birmingham, AL, Fred D. Gray, Gray, Langford, Sapp, McGowan, Gray & Nathanson, Tuskegee, AL, Edward Still, Lawyers' Committee for Civil Rights Under Law, Washington, DC, Larry T. Menefee, Montgomery, AL, for Darryl Sinkfield, Quinton Ross, Bernest Brooks, Rubin McKinnon, Andrew Hayden, defendants.
John J. Park, Jr., Alice Ann Byrne, Office of Atty. Gen., Montgomery, AL, Charles E. Grainger, Jr
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Collections Abuse
Bankruptcy Lawyers Dedicated to Helping Individuals throughout Alabama
Collection agencies and even creditors may harass debtors in the effort to get debts paid in spite of the rights afforded to debtors under the Fair Debt Collection Practices Act (FDCPA). This conduct, particularly when it comes from multiple agencies in relation to heavy debt, can be very stressful for a debtor. Many people choose to file for bankruptcy. If the collections abuse in the debt collections process persists, a knowledgeable Alabama attorney at Grainger Hawley Shinbaum, LLC can advise you on possible avenues of relief from the abuse.
Protections Against Collections Abuse
Unlike some other states, Alabama does not have significant consumer protections against collections abuse. However, there are certain laws that may be applicable, such as an anti-harassment criminal law prohibiting the use of telephones to communicate obscene or lewd words. There is also an Alabama Deceptive Trade Practices Act that permits creditors and debt collectors to be taken to court for treble damages. Unlike the FDCPA, it applies both to collection agencies and creditors.
What counts as abuse under the FDCPA? There is no clear rule regarding the number of phone calls. However, abuse could incl